Financial planning is about more than simply saving for retirement or investing. It’s a comprehensive analysis of your financial goals and the critical components of a complete financial plan, including cash flow management, savings (short-term and long-term), retirement planning and income, investment management, tax planning, insurance protection, and estate planning. Having a financial advisor can help you navigate life changes and make smart financial decisions that keep you on track with your financial goals.
No, we believe everyone should have access to knowledge and advice that can help them make confident financial decisions. However, clients with a broad range of needs – like business owners, growing families, or those nearing or in retirement – often experience the greatest value from our services.
Once your financial plan is in place and your accounts are opened, we like to meet quarterly to learn what is going on in your life and share timely, relevant information that impacts your financial plan. In between meetings we are always available by phone, video conferencing, or email.
DKS Financial Strategies is paid based on the products and services we provide. This could include an annual charge for financial planning services, a fee for investment management services based on the amount of assets we manage on your behalf, or commission sales, as appropriate. In general, our annual charge for financial planning services is $5,000, and our annual investment management fees are 1% of your assets under management and are paid from your accounts each calendar quarter on a pro-rata basis. We believe in transparency in fees and always strive to exceed in value what you pay in cost. All fees and commissions will be discussed and agreed to in our initial consultation.
The representatives at DKS Financial Strategies are affiliated with the Broker/Dealer Avantax Investment Services℠ and the Registered Investment Advisor Avantax Advisory Services℠. National Financial Services (a subsidiary of Fidelity Investments), is the custodian of accounts.
We provide you a list of items to bring to our initial meeting. It includes items such as bank and investment account statements, tax returns, pay statements, loan and credit card balances, existing insurance policies, and a monthly expenses worksheet.